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SBI CLERK 2019 — General Awareness Questions with Answers

All 14 General Awareness previous-year questions from SBI CLERK 2019, each with the correct answer and a full explanation. Practise them as a free, timed mock test with instant scoring.

1. Q1.Banking Awareness

   What is the full form of NEFT in the context of banking?

   • a)National Electronic Funds Transfer
   • b)New Electronic Fund Transaction
   • c)National Electronic Financial Transfer
   • d)Net Electronic Funds Transfer
   • e)National Exchange of Financial Transactions
2. Q2.Banking Awareness

   RTGS, a fund transfer system, stands for:

   • a)Real Time Gross Settlement
   • b)Real Transfer Gross System
   • c)Rapid Time Gross Settlement
   • d)Real Time General Settlement
   • e)Regulated Transfer of Gross Sums
3. Q3.Banking Awareness

   In banking, SLR stands for:

   • a)Statutory Liquidity Ratio
   • b)Standard Liquidity Ratio
   • c)Statutory Lending Rate
   • d)Savings Liquidity Ratio
   • e)Statutory Liability Ratio
4. Q4.Banking Awareness

   KYC, a mandatory customer verification process in banks, stands for:

   • a)Know Your Customer
   • b)Keep Your Customer
   • c)Know Your Credit
   • d)Know Your Cash
   • e)Keep Your Credit
5. Q5.Banking Awareness

   In which year were 14 major commercial banks nationalised in India for the first time?

   • a)1969
   • b)1949
   • c)1955
   • d)1980
   • e)1975
6. Q6.Financial Awareness

   SEBI, the regulator of the securities market in India, stands for:

   • a)Securities and Exchange Board of India
   • b)Securities and Economic Board of India
   • c)Stock Exchange Board of India
   • d)Securities and Exchange Bureau of India
   • e)Securities Exchange and Banking of India
7. Q7.Banking Awareness

   MICR, used on cheques, stands for:

   • a)Magnetic Ink Character Recognition
   • b)Magnetic Ink Code Reader
   • c)Machine Ink Character Reader
   • d)Magnetic Image Character Recognition
   • e)Micro Ink Character Recognition
8. Q8.Banking Awareness

   The validity period of a cheque in India (from the date of issue) is:

   • a)3 months
   • b)6 months
   • c)1 month
   • d)12 months
   • e)2 months
9. Q9.Banking Awareness

   ATM, a machine that allows customers to withdraw cash, stands for:

   • a)Automated Teller Machine
   • b)Automatic Transaction Machine
   • c)Automated Transfer Machine
   • d)Any Time Money
   • e)Automatic Teller Money
10. Q10.Static GK

    The International Monetary Fund (IMF) is headquartered in:

    • a)Washington D.C.
    • b)Geneva
    • c)New York
    • d)Zurich
    • e)London
11. Q11.Static GK

    The currency of the United Kingdom is the:

    • a)Pound Sterling
    • b)Euro
    • c)Dollar
    • d)Franc
    • e)Krona
12. Q12.Financial Awareness

    FDI, a form of cross-border investment, stands for:

    • a)Foreign Direct Investment
    • b)Foreign Domestic Investment
    • c)Financial Direct Investment
    • d)Foreign Development Investment
    • e)Fund Direct Investment
13. Q13.Banking Awareness

    PMJDY, the financial inclusion scheme launched in 2014, stands for:

    • a)Pradhan Mantri Jan Dhan Yojana
    • b)Pradhan Mantri Jeevan Dhan Yojana
    • c)Pradhan Mantri Janata Dhan Yojana
    • d)Pradhan Mantri Jan Kalyan Yojana
    • e)Pradhan Mantri Jan Dhan Yatra
14. Q14.Banking Awareness

    Which organisation issues currency notes (except the one-rupee note) in India?

    • a)Reserve Bank of India
    • b)Ministry of Finance
    • c)State Bank of India
    • d)Government Mint
    • e)NABARD